Security Bank & Trust Co. is looking for a Full Time Credit Analyst. This position will prepare, gather, and analyze financial information for current and potential bank customers.

Responsibilities

• Assess creditworthiness of existing or prospective clients
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
• Complete ratio, trend and cash flows analyses and create projections
• Determine in depth the degree of risk involved
• Carefully analyze data and produce clear and objective reports
• Adhere to credit policy and guidelines

Skills

• Proven working experience as a credit analyst
• Ability to analyze cash flows, leverage, collateral and customer strength
• Strong communication and presentation skills
• Sound judgement
• BS degree in Business, Statistics or related field

Qualifications:

• Possess strong written and verbal communication skills as well as excellent organizational/time management skills.
• Strong problem-solving skills with attention to detail.